Student Health Insurance

Georgia Board Of Regents Student Health Insurance Plans:

For those students that need health Insurance coverage, CCGA is proud to offer the University System of Georgia (USG) Student Health Insurance Plan (SHIP) underwritten by United Health Care. This plan includes comprehensive covered benefits that meet the federal patient protection and affordable care act (PPACA) mandates at the 80/20 coverage Gold Level. For more information click here

The Core Plan benefits apply to enrollment in a Mandatory Plan for Selected student categories described below and a Voluntary plan with optional participation for all other students.

Mandatory Core Plan (International Students)

The University System of Georgia requires certain groups of students to have health insurance as a condition of enrollment. We call this “Mandatory Enrollment.” If you fall into one of the mandatory categories listed below, and you are not covered by an insurance policy (i.e.through parent plans, family plans or employer-sponsored plans) that meets the minimum standards of insurance as set by the Board of Regents, Each Semester (Fall and Spring/Summer) you must either enroll in, or waive out of, the USG- SHIP plan. Your registration is automatic and the charge is applied to your student bill.

    • International Scholars

For more information visit

If you are a mandatory student and are required to have insurance and would like to confirm your enrollment and receive your health insurance card early, please Create an Account at


International Student Waiver Standards

In order to be eligible to waive the student insurance plan, the student’s existing insurance plan must meet the following 3 requirements and one of the plan description requirements.

–Coverage includes effective dates spanning the entire period for which the waiver isrequested.

  • Summer - 06/01/2021 through 07/31/2021
  • Fall - 08/01/2020 through 12/31/2020
  • Spring - 01/01/2021 through 05/31/2021
  • Plan must cover Repatriation and Medical Evacuation, or coverage should be purchased separately to supplement the Health Plan used to waive off of the SHIP.
  • If a fully insured plan, the plan must be approved as a health insurance plan by the State Insurance Department (Travel Policies, Disability policies, Hospital Indemnity, Accident Only Policies, and other limited benefit policies are not acceptable).
  • International Student Waiver Standards - Plan Description

  • Coverage is provided under an employer-sponsored group plan that is ACA compliant as described above. In this case, it is likely that the insured may supplement the Health plan with separate Repatriation and Medical Evacuation coverage.
  • A plan provided to sponsored students (for example: Saudi Arabia Cultural Mission, Embassy of Kuwait, Embassy of Oman, Thai Royal Embassy) that is backed by the full faith and credit of the student’s home country may be acceptable. The plans will be reviewed, and a determination made regarding comparability to the USG Plan. If determined to be comparable or better, the plan will be accepted.
  • A plan provided by a pre-approved United States Cultural Exchange Program; e.g., Fulbright Programs, etc.
  • State Colleges and Universities allow enrollment in the UHCSR PGH Plan to meet student health insurance requirements.
  • Please be aware that students must opt out of the plan by applying for a waiver through the on-line process each semester.

    Once the information has been verified, all charges will be removed from your student account. Students listed in the above categories who fail to submit creditable health insurance information will automatically be enrolled in and billed for the system-wide student health insurance plan.

    To access the Waiver Form click the link below.

    Waiver Form

    Alternative Plan (International Students)

    As an alternative to the UHC plan, CCGA offers a plan through PGH Global for International Students. With this plan you will need to request a waiver through United Healthcare UHC. Please click here for more information.

    Voluntary/Optional Core Plan (Domestic Students)

    The University System of Georgia is pleased to be able to offer their students affordable, benefit rich Student Health Insurance Plans (SHIP). While some students are required to be enrolled in a health insurance plan and are required to have insurance that meets the meets the minimum standards, optional enrollment in SHIP is also available to all students, their spouse and their dependents.

    Online enrollment takes only minutes and you can pay via credit card or eCheck. Enroll Online Now!

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