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Life Insurance Benefits
Basic Life
Basic life insurance coverage in the amount of $25,000 is completely paid for by College of Coastal Georgia for all benefit eligible employees. Although the election of Basic Life is automatic, the employee must enter beneficiary information online when selecting other benefits. Employees also have the option to elect additional insurance for themselves and their dependents.
Supplemental Life
Optional Supplemental Life insurance can be elected at five different coverage levels: 1, 2, 3, 4, or 5 times the employee's base salary. When an employee is newly eligible for benefits, any of these coverage levels can be selected. If the employee wishes to increase the coverage level during future Open Enrollment periods or qualifying status changes, an application must be submitted to CIGNA Insurance Company. Evidence of insurability form must be supplied to CIGNA:
Dependent Life
Dependent Life insurance is available at a coverage level of $10,000 for the employee's qualified dependents. Qualified dependents include spouse and dependent children up to age 19 (or to age 26 with proof that the dependent is disabled or a full-time student). Children at least two weeks old but less than six months old may be insured for $2,000. Once the child reaches six months old, the coverage level will increase to $10,000.
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