College of Coastal Georgia Benefits InformationBenefit eligible employees have a variety of options to choose from in order to meet their healthcare needs. Newly eligible employees have 30 days from their effective date to select insurance plans for themselves and their eligible dependents. Eligible dependents include spouse and dependent children up to age 26.** You will be required to present a marriage license, birth certificate, or other document establishing a dependent relationship as a condition of coverage.
Newly benefit eligible employees will have their coverage start on the 1st of the month after enrollment. For example, an employee becomes benefits eligible on February 1, 2012, and he enrolls in benefits on February 3rd. His coverage will begin on the first day of the next month- March 1, 2012. If the employee enrolls on the first of the month, benefits will be effective on that day. Although there is a 30 day window for making benefit selections, employees must take into consideration the payroll cycle for which their premiums are to be deducted from their paychecks. If an employee’s coverage date is after payroll has been processed, the missed premiums must be caught up on the next paycheck in order to be up to date on insurance payments.
On an annual basis, the College offers an open enrollment period. During this period, employees may change their healthcare plan elections and levels of coverage for the upcoming calendar year.